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Apex Pension Ltd FAQs

Annuities

An annuity is a regular payment by an insurance company.

Our role:

  • To source, negotiate and recommend the best offer to our esteemed clients.
  • Explain the various features, tax issues and offers from at least seven insurers to our mutual client.
  • Ensure the client makes the final decision based on adequate and relevant information.
  • Share our vast wealth of experience in this market to benefit of our potential clients can benefit from it.

Income Drawdown

This is an alternative to the annuity arrangement. Here the retiree takes the investment risk as well as the risk of living long. The member is locked for ten years after which one can collect the lump sum in the account, if any, purchase an annuity with the balance or continue drawing the amount.

Our role:

  • To source, negotiate and recommend the best offer to our esteemed clients.
  • Explain the various features, tax issues and offers from various providers to our mutual clients.
  • Ensure the client gets adequate and relevant information.
  • Share our vast wealth of experience in this market to benefit of our potential clients can benefit from it.
  • Help clients in analyzing the various projections and arriving at the best decision.

Personal Retirement Plans

These are arrangements that provide a benefit at retirement or earlier exit. They are open to members from all walks of life.

Advantages of joining personal retirement plans:
  • Any adult can be a member.
  • Contributions are allowed even from members of employer plans.
  • They provide an opportunity to save on taxes.
  • It is easy to monitor the growth of the funds through annual statements.
  • There is a choice between pension and provident funds.
  • They can be used to consolidate locked benefits from various employer plans.

Occupational Retirement Schemes

These are retirement plans established by the employer.

In these arrangements we:
  • Facilitate set up of the plans.
  • Review members statements.
  • Provide advisory services to clients.

Training

We offer various trainings including:
  • Financial planning – here we cover aspects relating to savings, risk, investment, budgeting and wealth protection.
  • Retirement planning – this includes financial, legal, health and psychosocial issues.
  • Entrepreneurship – In this course the trainees are taken through business setup, management and growth.

Downloads

Want to learn more about our products?
Download our fliers below.

Personal Pension Plans and Annuities

Upon leaving employment you are entitled to certain benefits. For more information about your benefits after leaving employment please download this attachment.

Deferred Benefits Flyer

Personal Retirement Plans

Setting up personal retirement plans has many advantages, for the employer and employees, as you will learn from this download.

Retirement Income Flyer
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